SIPCalculatorAI

Calculator Steps

1

SIP Basics

Monthly SIP · Returns · Tenure

 2

Advanced SIP

Step-Up · Inflation · LTCG · Lumpsum

 3

SWP Calculator

Plan retirement withdrawals
Goal Calc FAQ Contact Privacy Terms

Privacy Policy

Last updated: June 1, 2026

1. Who We Are

SIPCalculatorAI ("we," "us," "our") operates the website at sipcalculatorai.xyz. This Privacy Policy explains what data we collect when you use our site and how we use it.

2. Data We Collect

Calculator inputs: All SIP/SWP calculations run entirely in your browser. No investment data, amounts, or personal financial information is transmitted to or stored on our servers.

Usage data (via Google Analytics): We use Google Analytics 4 (GA4) to collect anonymized usage data including pages visited, time on site, browser type, and approximate location (country/city level). This data is aggregated and does not personally identify you.

Advertising data (via Google AdSense): Our site displays ads served by Google AdSense. Google may use cookies to serve ads based on your prior visits to this and other websites. You can opt out via Google's ad settings.

Cookies: We use essential cookies for site functionality and consent preference storage, and third-party cookies from Google Analytics and Google AdSense. See our Cookie Policy for details.

3. Legal Basis for Processing (GDPR)

For users in the European Economic Area (EEA), we process data under the following legal bases:

  • Consent: Analytics and advertising cookies require your consent, obtained via our cookie consent banner.
  • Legitimate interests: Essential cookies necessary for site functionality.

4. Your Rights (GDPR / CCPA)

Depending on your location, you may have the right to:

  • Access the personal data we hold about you
  • Request deletion of your personal data
  • Withdraw consent for analytics/advertising cookies at any time
  • Object to processing based on legitimate interests
  • Lodge a complaint with a supervisory authority

To exercise any of these rights, contact us at our contact page.

5. Data Retention

Analytics data is retained by Google Analytics for 14 months by default. We do not retain any personal financial data — all calculator inputs are ephemeral and exist only in your browser session.

6. Third-Party Services

We use the following third-party services that may process your data:

7. Children's Privacy

Our site is not directed to children under 13. We do not knowingly collect data from children.

8. Changes to This Policy

We may update this Privacy Policy periodically. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the site after changes constitutes acceptance.

9. Contact

For privacy-related inquiries, please use our Contact page.

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